Category Archives: General

The Importance Of Visual Discernment

The Importance Of Visual Discernment

Shockingly, most parents do not accord visual discernment the importance that it truly deserves. To the uninitiated, visual discernment is the skill of identifying distinctive features in images. It is this skill which enables people to distinguish the different words in written sentences and read it confidently. While most people might argue that these skills develop naturally without any special consideration, getting a jump on the development of these skills will make kindergarten kids both confident and motivated in their academics. It is the mastery of simple skills like these, which differentiates the overachievers from the rest.

Realising the importance of early development of visual discernment, kindergarten schools in Singapore are now deliberately integrating exercises which focuses on visual discernment in their lesson plans. This can be easily confirmed by going through any books of Singapore Kindergarten. In this article we shall discuss what is the importance of visual discernment.

Lack of expertise in visual discernment will affect many things
Lack of sufficient expertise in visual discernment among kids is a serious cause for concern for both teachers and parents alike. Without it, kids will never be able to make out the different letters and numerals, thereby complicating learning entirely. Additionally, lack of visual discernment can also affect the confidence levels of kids in tackling difficult tasks, this lack of confidence will be difficult to overcome if it is not dealt with when the kids are young. Most experts are of the opinion that, development of visual discernment directly affects the development of social skills in kids. In light of this fact, visual discernment becomes even more important, as social skills are absolutely essential for everything in one’s life.

Development of visual discernment skills
Fortunately, developing visual discernment skills is not as tough as developing most other skills. In fact, many of the visual discernment exercises can be easily concealed in fun games and activities. Additionally, there are plenty of worksheets which aid in the development of visual discernment, freely available on the internet. Just by doing a little bit of web research, parents can easily find these worksheets and print them out to enable their kids to work on their visual discernment skills. Apart from these worksheets, games like find the odd one out or puzzles which involve finding the hidden items in pictures can be made use of to develop visual discernment.

In conclusion, visual discernment is a life skill that can benefit your child when he/she picks it up as early as possible. Besides relying on the kindergarten to develop this ability in your child, you should also take the initiative to train your child in this aspect.

How Safe Are Nurseries?

Childcare has become a big business opportunity. Most people look at the qualification of the teachers in the nursery school or the person who is managing the school. However, there are times when the parents overlook the matter of safety of the children in these schools. The child spends at least a total of 2 to 4 hours in these schools so it is only natural that the parents should consider the safety of the child above everything else.
Governments usually need to have a standard size with regards to the premises and they also need to have a required level of hygiene and cleanliness. So why is it that safety gets overlooked so easily.

If you intend to send your child to a nursery, do consider Chiltern House School Nursery. They prepare your child for formal education, and their activities include lessons in linguistics, Mathematics, Science and social group learning. If you are serious about a holistic education for your child, do check their website here:

Also, do check out this Chiltern House Review for an honest review of the school.

It is important that the parents are made aware of the safety precautions that the parents have to consider while sending their children to nursery schools.

Safety Measures that you need to consider while sending your child to nursery school
Often nursery schools are located on main roads and do not always have parking space for the parents or the caretaker. This makes it important that the parents find a safe place to pick up and drop off their kids. While some schools have parking spaces others can also make sure that there are teachers who wait outside to pick up your children from the vehicle and take them to the school.
It is also important that the schools have gates that are well sealed and are guarded all the time. The adults of the school should also make sure that they securely close all the gates every time they pass through it. The school is only as secure as you keep it so parents, as well as teachers, can work together to keep the school secure. Security guards should also ensure that the gates are closed at all times.
While the child is in school it is the job of the teachers to ensure that they are safe, however, they should also make sure that after the school day is over they are turned over to only the parents or authorized persons.
In addition, it is the job of the school to keep the best interest of the child in heart. This is why if they suspect that there is any serious concern about the well-being of the child they would be forced to inform social security about the same and most appropriate action would have to be taken.

Things to take note before sending your child to a kindergarten


Do you have a child who is currently in kindergarten? Or do you have a child who is about to enter kindergarten? If yes, then this article is for you. We all know that kindergarten classes prepare a child in different aspects before entering grade school. It is where they meet new people like teachers and classmates who could enhance their social and communications skills. It is also where they learn the numbers, alphabets, and shapes, the basics of reading, writing, counting, and such. There are several pieces of information about kindergarten that we as parents must be aware of to ensure that our child experiences the best.

If you are keen to send your child to a quality preschool, do check out Chiltern House. You should also check Chiltern House Review for an honest review of the school for a better understanding of the school.

Among the things that children learn in kindergarten classes, reading is one of the most important. Schoolahoop will tell us seven important benefits of reading to your kindergarten child.

7 Important Benefits of Reading to Your Kindergarten Child

It is the first day of kindergarten and so many questions are running through your head as a parent. The main question I recall having when dropping off my son for his first day of kinder was:

Is he ready for this?

There wasn’t a manual on things to do when preparing your toddler for kindergarten and I wasn’t quite sure what to expect. Since then, I have joined our CFBISD family as an advocator and educator in/outside of the classroom.

My colleague and I sat down and had an in-depth discussion on the current classroom expectations for kindergartners and the importance of the parents introducing various experiences while guiding discussions and questioning with young children.

It makes a tremendous difference in the transitioning your child from a toddler to a kindergarten. These experiences can occur by simply reading books to your child. Read more here.

A kid who doesn’t have even just a bit background and knowledge with reading could probably be hard up with learning coping with his/her classmates. However, Gaye Groover Christmus stated in her article below that there are other things worse than not learning to read in class in kindergarten. Let us find out about it by reading her article below.

4 Things Worse Than Not Learning to Read in Kindergarten

The year Sam started kindergarten, he turned 6 in October. He was one of the oldest children in his class, and he didn’t know how to read. When he started first grade he was almost 7, and he still didn’t know how to read. Fortunately for Sam, he entered first grade in 1999. And his teachers, Mrs. Gantt and Mrs. Floyd, didn’t panic if a child didn’t learn to read in kindergarten. In fact, they expected that most children would learn to read in first grade. (They also supported and encouraged children who learned to read easily in kindergarten, like Sam’s brother Ben.)

If Sam had started first grade this year, however, he probably would have been labelled as “slow” or “behind.” Because the new standard is that children should learn to read in kindergarten. Even though most educators know that many children aren’t ready to learn to read until first grade. Even though countries like Finland educate kindergarteners by allowing them to play, not teaching them to academic skills. And even though the new standard causes teachers, parents and even children themselves to worry that something is “wrong” if children aren’t reading when they arrive in the first grade classroom. Read more here.

Everything mentioned above is actually so true. It is normal for a child to be a bit slow with learning things. There should be no big problem with that. In addition, Jessica Smock stated that everything she knows about the kindergarten before is different with the kindergarten now and that is why many kindergartens in Singapore like Chiltern House preschool have a curriculum that caters to the learning needs of different learners, more information can be found at their page here.

Even with a good curriculum, sometimes as parents we also need to whether our child is ready for kindergarten, after all the learning pace of every child is different. Let us read her explanation below.

It’s Okay If Your 5-Year-Old Isn’t Ready for Kindergarten

When people — including his preschool teacher — started telling me that I should wait a year before sending my son to kindergarten (in other words, “redshirt” him), my first reaction was confusion.

He turned 5 during the spring before kindergarten. Five-year-olds go to kindergarten. End of story, right? Sure, he was “young” for his age: He had trouble paying attention during his lessons in preschool and with writing his letters legibly. He showed no sign of interest in learning to read. But, I thought, what in the world would he be doing in kindergarten that was so hard?

When I went to kindergarten in the late 1970s, my classroom had a giant slide and a sandbox. Kindergarten was half-day, and we spent most of our time playing games on the playground, building with blocks, and lying down on our nap mats as our teacher read stories. Read more here.

As time passes by, things really change that is why we shouldn’t expect everything to be the way they usually are. It was easier way back then because there was no much pressure given to children when it comes to learning. Things are incorporated with play that is why children learn faster. They say that the method today is heavier and more complex. With that, we could help our children by practicing them through play and fun and by not letting them feel the pressure and hardships more. Also, if we feel that they still can’t do it, don’t insist. Wait until they are confident that they can do it.


Simple ways to choose a good pre-school

Contrary to what you, as a parent, believe, choosing a good pre-school for your children is not difficult if you adopt the right ways. You should get into the process only after preparing well. The first step in this process is to decide what your children should gain from their pre-school experience. The following tips may be helpful in the process.

1. Focus on the basics

Your intention is not to get overwhelmed during the process you undertake for choosing a . So, you must ensure to ask a few basic questions such as if the schools should be near your home or should be near your workplace and if you need childcare services during the mornings, afternoons or both mornings and afternoons. Once you are clear with the answers to these questions, you will find that you have narrowed down your research to a few pre-schools in the location you have chosen.

Remember that there may be a number of pre-schools in your location or its surroundings. That is the reason you are advised to narrow down your options so you will not get overwhelmed when you undertake the process of choosing a pre-school for your children.

2. Which approach do you want?

Every pre-school may adopt a different approach for handling children. You should therefore decide on the approach you expect to have so you can focus your research only on those schools that adopt that approach. For example, pre-schools adopt approaches like the “Montessori Approach,” the “Waldorf Approach,” the “child-centered approach,” and the “faith-based approach.” You should know about each of these approaches and choose the right one that suits the style of learning of your children.

3. Do a thorough research

Since the pre-school options available to you now are only a few, you will find it easy to do further research. You can visit the websites of the schools and go through the reviews written by parents who have put in their wards in them. You can also get in touch with some of those parents and make inquiries to know more details about the schools.

Your friends, relatives and neighbors may also provide you with a vast amount of information and insights about the schools you are considering because they or some of their relatives or friends may have admitted their children in those schools. You should make it a point to ask those whom you contact as to which specific feature of the schools appealed to them. If features such as student-teacher ratio, easy access, and likeable settings that may excite the children appeal to you, you can short-list those schools.

4. Use the Internet for having more information

The Internet may help you in knowing if there are complaints against the schools you have short-listed. You should discard those schools against which there are complaints pertaining to the safety of children.

5. Visit the schools personally

You can make personal visits to the schools you have short-listed. Personal visits may help you to know if the schools and the surroundings are clean because unclean surroundings may harm the health of the children. Apart from looking around to know the settings and the environment, you can even discuss with the staff to know what they are offering, if your children will get excited about the environment and the settings and if the teachers and other employees of the schools interact kindly with the children. You should choose only those pre-schools that adopt the best safety system and that maintain the schools very well.

The foregoing are simple steps and are easy to follow. The only point is that you should go about the process methodically so you make the right choice.

Why is it Important to Send Your Child to Preschool?

One may feel that your child is still too young and they are not ready for school yet and you can just send them to childcare while you are out at work. However, that is not the case and it is very important that you send them to preschool at the right age as it is very important for the development of your child. Most people treat the two terms interchangeably but that is not the case. The difference between a child care center and a preschool is that a childcare center is a place that accepts toddlers as well as babies and is a full day center that runs throughout the year. On the other hand, a preschool is for 3 to 4-year-olds and it targets early education and is very important for the development of your child.

How Can Preschools Help Your Childs Future Education

One study shows that the evidence that a child gains a lot from going to a preschool increases every day. Preschool is the first place in which your child is exposed to letters, numbers, and even colors and shapes. The teacher also takes time to have various conversations and group discussions with the children. This helps them to become more aware of their surroundings and ask questions. Children can ask questions like Where does the water go after the rains? or What do birds do to have fun? a good quality preschool can help your child find the answers to these questions. However, there are some questions that a child can think of that would leave even the most intelligent of adults dumbfounded, it is this interest of the child that we have to keep alive as it is what will drive them towards the paths of further research. This is the basic foundation that your child will need to be able to learn and excel in their education later in life.

How Do Preschools Help Your Childs Socializing Skills

A Playschool is a place where your child is first exposed to other children and also adults. It is where your child will learn how to interact with other children and also learn the fundamentals of socializing. Preschools help to teach the child important values like sharing and playing in groups. They can also help to teach the child leadership qualities and also the importance of discipline and cleanliness. This will result in the overall development of your child as teaching your child different values can be a difficult task if you try to do it at home as there arent many people around with whom the child can practice these skills.

Most experts will say that it is important for the child to have some sort of group experience before they are enrolled in a kindergarten as this will help them learn how to be students. Preschool gives your child an experience of a formal classroom without putting too much pressure on the child to learn. The child learns that they will have to raise their hand to get the teachers attention and they also learn to wait for their turn. Most kindergarten teachers can verify that the children that go to preschools are those that come into kindergarten with the will to learn and also have better behavior management skills.

Another important benefit of starting your childs educational journey with a preschool is that they will learn to be separated from the parents for a little while at a time. It helps the child to learn to trust another adult who is not their parent or family member and a teacher is established as someone who can help them solve various problems that they may have.

It is the job of the parent to choose the right preschool in Singapore for their child.

Why a pre-school can be a special gateway for launching the future of your children

Researchers are of the firm opinion that by putting your kids in a good preschool , you are opening a special gateway for launching their future. Let us see why.

1. Children can gain immensely by attending a preschool because they learn shapes, numbers, and letters. More importantly, they learn social skills because they have to interact with other kids, and the employees and the teachers of the school.

2. Researchers have also proved that those kids who get trained in a good preschool can perform better when they get into kindergarten. Their pre-reading skills will be better, they will have richer vocabularies than other kids who have not attended a preschool, and they will also have basic arithmetic skills.

3. Since kids who go to a good will be involved in a number of group activities, they will have better interpersonal skills than those kids who are not put into such schools.

But you may wonder why a preschool that encourages the above activities is considered a special gateway for launching the future of kids. Let us find out.

1. Teaching your kids in a less formal environment may not be as effective as doing so in a formal environment. Since a good preschool will have a formal environment and structure, children will learn better. Your children will learn to share things, play and carry out their activities as a group, take turns and convey their needs to the teachers and other staff of the school. Since they learn to manage their behavior according to situations, their transition not only to kindergarten but to adulthood will be easier.

2. Though the brain of children develops very fast during their early childhood, channelizing the development and energy in the right manner will be an easier and smoother process in a preschool environment. Researchers have proved that if the right efforts are made to hasten the brain development, the brain will be able to form what are known as neural paths at a faster pace. Therefore, these children will be able to perform or function better. They will learn faster than other children also.

3. A good preschool will make available rich contents and information to kids. This means that in such an environment, children will become more informed than other kids.

4. Since children who have been trained in a preschool will grow into adults who are better informed and who have better people management skills, they are certain to get into the radar of high-profile employers. In other words, these children will take off in a big way and land very good jobs.

Even if these children want to become entrepreneurs when they grow up, chances of they achieving success in their ventures are very high. This is because they have excellent people skills. They know how to interact with their customers, suppliers, vendors and other business associates. They will be aware that if they manage their employees suitably and motivate them in the right manner, they can easily achieve stupendous success in their ventures.

5. A good preschool will teach kids the value of time and the invaluable power of hard work. So, they may not hesitate to put in the required efforts for accomplishing their tasks. Since they know the value of time, they will ensure to work in an organized manner so they will complete the tasks on time.

Even if they turn into entrepreneurs, they will see that they fulfill the expectations of their customers on time. For example, they will ensure that deliveries of the orders placed by their customers are made on dot.

Thanks to their awareness about security, they will put in place appropriate systems to ensure the safety of their employees and their data.

To summarize, a good pre-school is certainly a special gateway for launching the future of kids.

Questions To Consider Before Deciding A Pre School For Your Toddler

Choosing a preschool that is a solid match for your youngster can be energizing and an exciting time, however preschool education in singapore can also be challenging depending on the readniness of the child to be away from the parent. As a parent, you need to be sure to give your child the very best and that you choose the correct programme for your little one, however, how would you settle on the best decision? Continuously ask about down to earth matters first. “When going by preschools, assess down to primary issues particular to your family’s needs. These incorporate the school’s hours, vicinity to your home or work, accessible transportation,after hours choices, cost, class size, and staff/student proportion.Make certain to get some information about the application and confirmation techniques and the course of events for these. Begin considering programs early and find out more data to ensure you don’t miss any due dates.

How ahead of schedule to begin searching for a preschool relies upon where you live. On the off chance that you don’t live in a big city, begin examining your alternatives 9 months to a year prior to you the time you hope to enlist your youngster. While investigating your preschool choices, remember these imperative inquiries and considerations.

What is the instructive rationality of the preschool?

In picking a preschool program that is best for their kid, guardians ought to consider the level of transparency between the school and the family. It’s essential that the family is invited to the program, urged to make an appearance whenever, and guaranteed that the inside is giving the family input on the kid’s advancement and day by day schedule. It’s essential that open correspondence is kept up through parent gatherings and criticism with respect to your tyke’s everyday schedules and advancement.

It’s vital to search for a disclosure based program, and not one that is principally centered around bore and practice aptitudes. While structure is fundamental, guardians should search for a preschool that offers open doors for youngsters to settle on decisions about their learning. Finding out about the schools fundamental curriculum and behaviour towards the kid is essential.

What is the instructive foundation and experience of the educators and staff?

Obviously, you need to make sure that your tyke’s preschool instructor is experienced and qualified.The instructor ought to have no less than a Child Development Associate (CDA) qualification or others depending on the country and potentially more. Get some information about her preparation and experience working with youthful youngsters and with a formatively fitting educational program. A decent preschool educator sees how kids develop and create.

Are there dynamic study chances to create gross and fine motor skill and aptitudes?

Preschools should offer a lot of chances for dynamic play. Physical movement is basic for the improvement of a tyke’s aptitudes and advances well-being amongst others. Table time is likewise an absolute necessity. It’s vital that youngsters have everyday introduction to body exercises, for example, hanging globules, clipping paper strips, and pre-composing exercises, for example, writing in shaving cream. General introduction to these errands builds up the aptitudes youngsters will require in . It also develops their taste and helps them discover interests.

Do the kids snooze routinely?

Developing tots need to rest sooner or later amid a bustling preschool day, so keep in mind to ask the instructor when naptime happens. In a perfect world, rests ought to be scheduled consistently and ought not last over two hours (more than that may meddle with your little one getting a decent night’s rest). You’ll have to know whether the school comes with a resting place.Nursery schools in Singapore vary with the supply of resting rooms. In case you’re required to give these things, inquire as to whether they will be washed at school or sent home every week. Utilize an indelible marker to compose your youngster’s name on all provisions that you send to class.

How to ensure that your children benefits from a pre-school

Putting your kids in a preschool is certainly a wise step because the kids will learn to indulge in activities as a group. This will help them acquire social skills. Even those children who have a poor attention span can get rid of that problem if they attend a . But how can you ensure that your children derive the maximum benefits from the preschool they are attending? Let us find out.

1. Introduce this routine at home

Every evening after your children come back from their preschool, make it a point to ask them about what they did during the day. In fact, this will improve their enthusiasm level because a good preschool may have infused ample doses of fun in their activities. When your children explain to you about those activities, their excitement will multiply manifold. So, they will be eager to attend the school without missing even a day.

Not only that, a good preschool may teach numbers, letters and concepts in a fun-filled environment. By discussing about all these things on a daily basis, you will create an indelible and ever-lasting opinion in the minds of your children that learning is fun. It is a known fact that if children enjoy learning, they will not only learn faster but will remember what they learn at the preschool for ever.

2. Form new groups at home as well

There may be young kids in the homes of your friends or relatives. You can request these friends, relatives or neighbors to send the kids to your home in the evenings so you can form new groups. You can send your children to their homes also. In these groups, children should be asked to share whatever they have learned at their preschools and whatever activities they have been involved in with each other. As parents, you and your friends, relatives and neighbors should encourage the kids to have fun and enjoy during these after-school sessions.

This exercise, if carried out on a daily basis, will bring about a manifold improvement in the people skills of the children. Remember that the aim of putting children in preschools is not only to improve their academics but to improve their behavior management and interpersonal skills as well. This will help them grow into responsible adults who know how to manage people. They are likely to become very good leaders.

When they land jobs in reputed companies, they will be able to interact with their peers, seniors and subordinates more effectively. This will help them climb their career ladder faster.

On the other hand, if they become entrepreneurs, they may be able to succeed more quickly, thanks to their people management and interpersonal skills.

3. Encourage their inquisitiveness

In general, young kids ask a number of questions. Though there are parents who get irritated when their children ask questions, you must try to be different. This means that instead of getting irritated, you must listen to their questions and give appropriate answers. Sometimes, the questions posed by children may be unanswerable or you may not know the answers. In such situations, you should not make wild guesses and give wrong answers. Instead, you can tell the children that you will give the answers later. In the meantime, you can make efforts to find the right explanations and provide your children with them. The point that is emphasized here is that you must encourage the inquisitiveness of your children.

This will help them seek clarity whenever they are taught difficult subjects at their preschools. Of course, kids can learn the lessons taught at the preschool level very easily because teaching happens with the help of a lot of fun and play activities. But if children learn to pose relevant questions, they can learn more effectively.

If you follow the above ideas, you can certainly ensure that your children derive the maximum benefits from seeking a preschool education in singapore . Of course, you can try to come up with several such ideas to increase the efficacy of the preschool education you give to your children.

Which Parties Are Affected By The Insurance


Marine cargo insurance is associated to the risk factors in transportation of goods by the sea which is covered by an insurance policy. As insurance has become a major factor to compensate risk for cargo as well as life, new and improved policies are made to help traders cover every aspect of the trade. As there are different parties involved in the policy, each is affected in their own way due to which a well-drafted contract is essential.


1)    The insured is the person who purchases the insurance in order to safeguard his cargo and have financial backing when losses are incurred. He is also called the beneficiary as the compensation claim is given to him.


2)    The insurance company that promises to compensate the liabilities when losses are incurred by the businessman is called an underwriter. Certain businesses are very complex and may require a more elaborate policy, in such cases more than one underwriter can be appointed to carry out specific work that will be mentioned in the policy. Unexpected accidents like storms, ship sinking, robbery, cyclone, bad weather, and collision are all threats at sea which are covered by the underwriter. Compensation, when pirates capture ships and destroy cargo, is also covered by the underwriter. Damages incurred due to a fire caused by faulty operation of the ship are compensated too. In the case of a sudden war break out, if the cargo or the ship is damaged in any way, the underwriter provides financial payment to cover the losses. The underwriter is also known as the insurer. In a general understanding, the insurance company is given these terms. But in reality, depending on the policy which is taken and the size of the business, other agents and middlemen intervene in the insurance procedures. Such individuals are:


  • Insurance Broker – He works on behalf of the insured and fulfills the formalities that the insured is unable to spare time for. He is generally paid on a commission basis. Some also take up the responsibility of collecting the insurance premium from the insured.
  • Loss Adjusters – They work for the underwriter. They conduct surveys to evaluate and negotiate claims. They participate actively in settlement of claims.
  • Surveyors – They engage in carrying out surveys to inspect cargo, transport facilities and the situation surrounding the claim. The insurer is provided a survey report.
  • Loss Assessors and Claim Consultants are requested to help present and negotiate claims.
  • Settling Agents and Managing Agents – the underwriters appoint agents in cities around the world who settle claims when the insurance involves that city.


The more global the business, the more middlemen are required to help with the documentation of insurance policies. Though digital documentation is the most accepted form of paper trail, yet the involvement of middlemen for large – scale businesses is the way to go.