Things to take note before sending your child to a kindergarten

 

Do you have a child who is currently in kindergarten? Or do you have a child who is about to enter kindergarten? If yes, then this article is for you. We all know that kindergarten classes prepare a child in different aspects before entering grade school. It is where they meet new people like teachers and classmates who could enhance their social and communications skills. It is also where they learn the numbers, alphabets, and shapes, the basics of reading, writing, counting, and such. There are several pieces of information about kindergarten that we as parents must be aware of to ensure that our child experiences the best.

Among the things that children learn in kindergarten classes, reading is one of the most important. Schoolahoop will tell us seven important benefits of reading to your kindergarten child.

7 Important Benefits of Reading to Your Kindergarten Child

It is the first day of kindergarten and so many questions are running through your head as a parent. The main question I recall having when dropping off my son for his first day of kinder was:

Is he ready for this?

There wasn’t a manual on things to do when preparing your toddler for kindergarten and I wasn’t quite sure what to expect. Since then, I have joined our CFBISD family as an advocator and educator in/outside of the classroom.

My colleague and I sat down and had an in-depth discussion on the current classroom expectations for kindergartners and the importance of the parents introducing various experiences while guiding discussions and questioning with young children.

It makes a tremendous difference in the transitioning your child from a toddler to a kindergarten. These experiences can occur by simply reading books to your child. Read more here.

A kid who doesn’t have even just a bit background and knowledge with reading could probably be hard up with learning coping with his/her classmates. However, Gaye Groover Christmus stated in her article below that there are other things worse than not learning to read in class in kindergarten. Let us find out about it by reading her article below.

4 Things Worse Than Not Learning to Read in Kindergarten

The year Sam started kindergarten, he turned 6 in October. He was one of the oldest children in his class, and he didn’t know how to read. When he started first grade he was almost 7, and he still didn’t know how to read. Fortunately for Sam, he entered first grade in 1999. And his teachers, Mrs. Gantt and Mrs. Floyd, didn’t panic if a child didn’t learn to read in kindergarten. In fact, they expected that most children would learn to read in first grade. (They also supported and encouraged children who learned to read easily in kindergarten, like Sam’s brother Ben.)

If Sam had started first grade this year, however, he probably would have been labelled as “slow” or “behind.” Because the new standard is that children should learn to read in kindergarten. Even though most educators know that many children aren’t ready to learn to read until first grade. Even though countries like Finland educate kindergarteners by allowing them to play, not teaching them to academic skills. And even though the new standard causes teachers, parents and even children themselves to worry that something is “wrong” if children aren’t reading when they arrive in the first grade classroom. Read more here.

Everything mentioned above is actually so true. It is normal for a child to be a bit slow with learning things. There should be no big problem with that. In addition, Jessica Smock stated that everything she knows about the kindergarten before is different with the kindergarten now and that is why many kindergartens in Singapore like Chiltern House preschool have a curriculum that caters to the learning needs of different learners, more information can be found at their page here.

Even with a good curriculum, sometimes as parents we also need to whether our child is ready for kindergarten, after all the learning pace of every child is different. Let us read her explanation below.

It’s Okay If Your 5-Year-Old Isn’t Ready for Kindergarten

When people — including his preschool teacher — started telling me that I should wait a year before sending my son to kindergarten (in other words, “redshirt” him), my first reaction was confusion.

He turned 5 during the spring before kindergarten. Five-year-olds go to kindergarten. End of story, right? Sure, he was “young” for his age: He had trouble paying attention during his lessons in preschool and with writing his letters legibly. He showed no sign of interest in learning to read. But, I thought, what in the world would he be doing in kindergarten that was so hard?

When I went to kindergarten in the late 1970s, my classroom had a giant slide and a sandbox. Kindergarten was half-day, and we spent most of our time playing games on the playground, building with blocks, and lying down on our nap mats as our teacher read stories. Read more here.

As time passes by, things really change that is why we shouldn’t expect everything to be the way they usually are. It was easier way back then because there was no much pressure given to children when it comes to learning. Things are incorporated with play that is why children learn faster. They say that the method today is heavier and more complex. With that, we could help our children by practicing them through play and fun and by not letting them feel the pressure and hardships more. Also, if we feel that they still can’t do it, don’t insist. Wait until they are confident that they can do it.

 

Qualities to look for in a violin teacher

 

There are several things you ought to consider when looking for a violin teacher to take classes from. Every person has a different learning process and different retention ability; you would want a teacher who would be sensitive to these needs. You require different violin lessons for different stages of your life and learning process. After this, the most important thing required from a violin teacher is his or her musical knowledge, awareness of violin and its mechanics, skills as a player, and how easy it is for him or her to communicate. It is quite understandable that no one person can excel in all these attributes together, but if more than one of these attributes are the teacher’s weakness then it can cause hindrance in your progress.

Different violin teachers are required for different students.

For a student who is just beginning his journey into the world of violins, it is important that the teacher be well aware with the mechanics of violin. Also, if the class begins with an improper setup, that can lead on to become the child’s handicap that most find difficult to overcome. For children as well as beginners, the best teacher is be the one who knows the hand positions that can lead to accurate and fluid playing not just when playing in the classes, but also in the future. The teacher should also be the one who knows what the best body position is that will give you freedom as well as minimize your tension.

Learning is at its best when children are interested. If a child is easily bored or is disinterested, the teacher should be able to bring back the attention by using creativity and clarity while communicating. It is also important for you to look for a teacher who maintains a positive learning attitude and would use only that to teach students.

As you move forward from the beginner’s level to the next level, you may need a new kind of teacher. You need to broaden your horizon and your technique; you also need more repertoire. The teacher should have complete ease with the positions and movements; he or she should also have acquaintance with showpieces, concertos, orchestral excerpts and more. The teacher should possess the quality of progressing from one challenge to another, being able to solve problems all alone as well as together in combination. Communication skills are good to have, but at this stage, it becomes less important. It is also preferable if the teacher is a great player too since at this stage, you start looking for a model to base your sound that is at a maturing stage.

At some stage, every violinist needs a great performer as a teacher. Hearing and watching such a performance is inspiring and can help you get motivated; when words fail, music speaks. It is a big plus point to watch and learn instead of only listening to instructions.

If you are out of school, or if you are starting the lessons again, you need to look for a violin teacher who is known to be an excellent violin player and is also very good at communication. You should look for a teacher who can show amazing demonstrations along with clear instructions that can help you catch up.

The teachers that you choose aid you in teaching violin to yourself. All your habits, that are actually your mistakes repeated over and over again until it became a habit, are recognized by these teachers who help you change them. After that comes the rest.

Find yourself a teacher who takes up violin lessons in Singapore at Ossia Music School who tunes in with you and you will be going way ahead with your violin skills.

How playing the guitar benefits both adults and children

 

The violin is a lovely instrument. Aside from its cute size and appearance, it produces a lovely music that is very pleasing to the ears. It makes someone feel relaxed and peaceful. It is true that playing this kind of instrument makes a person more appealing and attractive. What we don’t know is that if we dig deeper, we could actually see that there is more to it than what we just know. If you are planning to learn how to play an instrument, the violin is a great one. Its benefits will make you choose it above the others.

For more information, an article by Revelle Team will tell us about some of the surprising benefits of playing the violin.

What Are The Benefits Of Playing The Violin? You Might Be Surprised!

Knowing how to play a musical instrument with confidence is a fulfilling and enjoyable ability. But, if someone were to ask you, “If you could pick from any instrument and instantly know how to play it, what would you pick?” odds are that a violin would be among the top choice. But although violins are surrounded by a romantic aura of mystique, many people think that it’s too hard, too expensive, or just plain too difficult to learn how to play this well-known and much beloved musical instrument.    

However, you may be surprised to discover that there are many excellent, lifelong benefits of playing the violin; and learning to play it, like any undertaking, simply requires having the right tools and the right instruction.

Looking for a more visual representation of the benefits of playing the violin? Read more here 

It is true that it could be difficult and even expensive to take violin lessons, but let us look into the brighter side. Despite the hardships and the expenses, the results could be rewarding. Having violin lessons at a young age is good because the mind is still fresh and is up for discovery. However, it is never too late for anyone because learning has no expiration date.

In an article by Austin, let us find out why you or your child should learn how to play the violin.

Why should you or your child play violin

If you were to look at your friends and family members bucket lists, the chances are that learning a musical instrument high on the list. With an ever changing curriculum in schools and more and more people leading a busy life, music lessons are not a priority for most. The great news about learning to play a musical instrument is that you are never too old. Whilst starting at a young age can have its advantages, you should never let you age be a factor when considering music lessons.

The violin is an instrument that has been treasured by many since the 16th century and is now a popular instrument to learn for people from all walks of life. We look at the main advantages of playing a violin and how it can affect your physical and mental health. Read more here 

Let us always remember that learning is a continuous process that’s why age is not a problem when we want to discover new things. We also found out that learning how to play this instrument could really be beneficial whether you are an adult or a child. The benefits could be of physical and mental aspects. It is wonderful that the brain could be exercised through this instrument, but what exactly could be happening inside violinists’ brain?

Stephanie Haun, through his article, will let us know about how special string players’ brains are.

String Players’ Brains are “Special”

As string players, we develop brain areas that others do not. Other musicians develop unique brains, but string players are subjects of ongoing research because they offer distinctive evidence of brain plasticity. Our brains develop more in volume, mechanisms of use, and perhaps heightened abilities beyond music alone.

Brain plasticity describes a process of neural development that happens ordinarily during the lifespan, beginning with periods prior to birth. It was thought that such development only occurred at certain developmental junctures, but recent research coming from developmental, biological, neurological, psychiatric, psychological, infancy, musical and cognitive science indicates that such plasticity may occur to some extent throughout the lifespan. In short, new neural pathways may form to take the place of injured tissue or connections, new growth may occur forging new neural pathways, and centers of brain use may shift with the acquisition of new skills, activity and learning. Read more here 

Wow! What it can do to the brain is really surprising. In the process of learning how to play the violin, some parts of the brain gets affected which also produces more positive effect. Though it may not be evident, we are still lucky to have acquired these changes in our body which makes us better. Now, if we are to choose an instrument to play, violin is definitely a must. We don’t only get to look fancy and classy; we also get to be healthier physically and mentally. Learning could be difficult, but the outcome could definitely pay the price.

Simple ways to choose a good pre-school

Contrary to what you, as a parent, believe, choosing a good pre-school for your children is not difficult if you adopt the right ways. You should get into the process only after preparing well. The first step in this process is to decide what your children should gain from their pre-school experience. The following tips may be helpful in the process.

1. Focus on the basics

Your intention is not to get overwhelmed during the process you undertake for choosing a . So, you must ensure to ask a few basic questions such as if the schools should be near your home or should be near your workplace and if you need childcare services during the mornings, afternoons or both mornings and afternoons. Once you are clear with the answers to these questions, you will find that you have narrowed down your research to a few pre-schools in the location you have chosen.

Remember that there may be a number of pre-schools in your location or its surroundings. That is the reason you are advised to narrow down your options so you will not get overwhelmed when you undertake the process of choosing a pre-school for your children.

2. Which approach do you want?

Every pre-school may adopt a different approach for handling children. You should therefore decide on the approach you expect to have so you can focus your research only on those schools that adopt that approach. For example, pre-schools adopt approaches like the “Montessori Approach,” the “Waldorf Approach,” the “child-centered approach,” and the “faith-based approach.” You should know about each of these approaches and choose the right one that suits the style of learning of your children.

3. Do a thorough research

Since the pre-school options available to you now are only a few, you will find it easy to do further research. You can visit the websites of the schools and go through the reviews written by parents who have put in their wards in them. You can also get in touch with some of those parents and make inquiries to know more details about the schools.

Your friends, relatives and neighbors may also provide you with a vast amount of information and insights about the schools you are considering because they or some of their relatives or friends may have admitted their children in those schools. You should make it a point to ask those whom you contact as to which specific feature of the schools appealed to them. If features such as student-teacher ratio, easy access, and likeable settings that may excite the children appeal to you, you can short-list those schools.

4. Use the Internet for having more information

The Internet may help you in knowing if there are complaints against the schools you have short-listed. You should discard those schools against which there are complaints pertaining to the safety of children.

5. Visit the schools personally

You can make personal visits to the schools you have short-listed. Personal visits may help you to know if the schools and the surroundings are clean because unclean surroundings may harm the health of the children. Apart from looking around to know the settings and the environment, you can even discuss with the staff to know what they are offering, if your children will get excited about the environment and the settings and if the teachers and other employees of the schools interact kindly with the children. You should choose only those pre-schools that adopt the best safety system and that maintain the schools very well.

The foregoing are simple steps and are easy to follow. The only point is that you should go about the process methodically so you make the right choice.

Why is it Important to Send Your Child to Preschool?

One may feel that your child is still too young and they are not ready for school yet and you can just send them to childcare while you are out at work. However, that is not the case and it is very important that you send them to preschool at the right age as it is very important for the development of your child. Most people treat the two terms interchangeably but that is not the case. The difference between a child care center and a preschool is that a childcare center is a place that accepts toddlers as well as babies and is a full day center that runs throughout the year. On the other hand, a preschool is for 3 to 4-year-olds and it targets early education and is very important for the development of your child.

How Can Preschools Help Your Childs Future Education

One study shows that the evidence that a child gains a lot from going to a preschool increases every day. Preschool is the first place in which your child is exposed to letters, numbers, and even colors and shapes. The teacher also takes time to have various conversations and group discussions with the children. This helps them to become more aware of their surroundings and ask questions. Children can ask questions like Where does the water go after the rains? or What do birds do to have fun? a good quality preschool can help your child find the answers to these questions. However, there are some questions that a child can think of that would leave even the most intelligent of adults dumbfounded, it is this interest of the child that we have to keep alive as it is what will drive them towards the paths of further research. This is the basic foundation that your child will need to be able to learn and excel in their education later in life.

How Do Preschools Help Your Childs Socializing Skills

A Playschool is a place where your child is first exposed to other children and also adults. It is where your child will learn how to interact with other children and also learn the fundamentals of socializing. Preschools help to teach the child important values like sharing and playing in groups. They can also help to teach the child leadership qualities and also the importance of discipline and cleanliness. This will result in the overall development of your child as teaching your child different values can be a difficult task if you try to do it at home as there arent many people around with whom the child can practice these skills.

Most experts will say that it is important for the child to have some sort of group experience before they are enrolled in a kindergarten as this will help them learn how to be students. Preschool gives your child an experience of a formal classroom without putting too much pressure on the child to learn. The child learns that they will have to raise their hand to get the teachers attention and they also learn to wait for their turn. Most kindergarten teachers can verify that the children that go to preschools are those that come into kindergarten with the will to learn and also have better behavior management skills.

Another important benefit of starting your childs educational journey with a preschool is that they will learn to be separated from the parents for a little while at a time. It helps the child to learn to trust another adult who is not their parent or family member and a teacher is established as someone who can help them solve various problems that they may have.

It is the job of the parent to choose the right preschool in Singapore for their child.

Why a pre-school can be a special gateway for launching the future of your children

Researchers are of the firm opinion that by putting your kids in a good preschool , you are opening a special gateway for launching their future. Let us see why.

1. Children can gain immensely by attending a preschool because they learn shapes, numbers, and letters. More importantly, they learn social skills because they have to interact with other kids, and the employees and the teachers of the school.

2. Researchers have also proved that those kids who get trained in a good preschool can perform better when they get into kindergarten. Their pre-reading skills will be better, they will have richer vocabularies than other kids who have not attended a preschool, and they will also have basic arithmetic skills.

3. Since kids who go to a good will be involved in a number of group activities, they will have better interpersonal skills than those kids who are not put into such schools.

But you may wonder why a preschool that encourages the above activities is considered a special gateway for launching the future of kids. Let us find out.

1. Teaching your kids in a less formal environment may not be as effective as doing so in a formal environment. Since a good preschool will have a formal environment and structure, children will learn better. Your children will learn to share things, play and carry out their activities as a group, take turns and convey their needs to the teachers and other staff of the school. Since they learn to manage their behavior according to situations, their transition not only to kindergarten but to adulthood will be easier.

2. Though the brain of children develops very fast during their early childhood, channelizing the development and energy in the right manner will be an easier and smoother process in a preschool environment. Researchers have proved that if the right efforts are made to hasten the brain development, the brain will be able to form what are known as neural paths at a faster pace. Therefore, these children will be able to perform or function better. They will learn faster than other children also.

3. A good preschool will make available rich contents and information to kids. This means that in such an environment, children will become more informed than other kids.

4. Since children who have been trained in a preschool will grow into adults who are better informed and who have better people management skills, they are certain to get into the radar of high-profile employers. In other words, these children will take off in a big way and land very good jobs.

Even if these children want to become entrepreneurs when they grow up, chances of they achieving success in their ventures are very high. This is because they have excellent people skills. They know how to interact with their customers, suppliers, vendors and other business associates. They will be aware that if they manage their employees suitably and motivate them in the right manner, they can easily achieve stupendous success in their ventures.

5. A good preschool will teach kids the value of time and the invaluable power of hard work. So, they may not hesitate to put in the required efforts for accomplishing their tasks. Since they know the value of time, they will ensure to work in an organized manner so they will complete the tasks on time.

Even if they turn into entrepreneurs, they will see that they fulfill the expectations of their customers on time. For example, they will ensure that deliveries of the orders placed by their customers are made on dot.

Thanks to their awareness about security, they will put in place appropriate systems to ensure the safety of their employees and their data.

To summarize, a good pre-school is certainly a special gateway for launching the future of kids.

Questions To Consider Before Deciding A Pre School For Your Toddler

Choosing a preschool that is a solid match for your youngster can be energizing and an exciting time, however preschool education in singapore can also be challenging depending on the readniness of the child to be away from the parent. As a parent, you need to be sure to give your child the very best and that you choose the correct programme for your little one, however, how would you settle on the best decision? Continuously ask about down to earth matters first. “When going by preschools, assess down to primary issues particular to your family’s needs. These incorporate the school’s hours, vicinity to your home or work, accessible transportation,after hours choices, cost, class size, and staff/student proportion.Make certain to get some information about the application and confirmation techniques and the course of events for these. Begin considering programs early and find out more data to ensure you don’t miss any due dates.

How ahead of schedule to begin searching for a preschool relies upon where you live. On the off chance that you don’t live in a big city, begin examining your alternatives 9 months to a year prior to you the time you hope to enlist your youngster. While investigating your preschool choices, remember these imperative inquiries and considerations.

What is the instructive rationality of the preschool?

In picking a preschool program that is best for their kid, guardians ought to consider the level of transparency between the school and the family. It’s essential that the family is invited to the program, urged to make an appearance whenever, and guaranteed that the inside is giving the family input on the kid’s advancement and day by day schedule. It’s essential that open correspondence is kept up through parent gatherings and criticism with respect to your tyke’s everyday schedules and advancement.

It’s vital to search for a disclosure based program, and not one that is principally centered around bore and practice aptitudes. While structure is fundamental, guardians should search for a preschool that offers open doors for youngsters to settle on decisions about their learning. Finding out about the schools fundamental curriculum and behaviour towards the kid is essential.

What is the instructive foundation and experience of the educators and staff?

Obviously, you need to make sure that your tyke’s preschool instructor is experienced and qualified.The instructor ought to have no less than a Child Development Associate (CDA) qualification or others depending on the country and potentially more. Get some information about her preparation and experience working with youthful youngsters and with a formatively fitting educational program. A decent preschool educator sees how kids develop and create.

Are there dynamic study chances to create gross and fine motor skill and aptitudes?

Preschools should offer a lot of chances for dynamic play. Physical movement is basic for the improvement of a tyke’s aptitudes and advances well-being amongst others. Table time is likewise an absolute necessity. It’s vital that youngsters have everyday introduction to body exercises, for example, hanging globules, clipping paper strips, and pre-composing exercises, for example, writing in shaving cream. General introduction to these errands builds up the aptitudes youngsters will require in . It also develops their taste and helps them discover interests.

Do the kids snooze routinely?

Developing tots need to rest sooner or later amid a bustling preschool day, so keep in mind to ask the instructor when naptime happens. In a perfect world, rests ought to be scheduled consistently and ought not last over two hours (more than that may meddle with your little one getting a decent night’s rest). You’ll have to know whether the school comes with a resting place.Nursery schools in Singapore vary with the supply of resting rooms. In case you’re required to give these things, inquire as to whether they will be washed at school or sent home every week. Utilize an indelible marker to compose your youngster’s name on all provisions that you send to class.

How to ensure that your children benefits from a pre-school

Putting your kids in a preschool is certainly a wise step because the kids will learn to indulge in activities as a group. This will help them acquire social skills. Even those children who have a poor attention span can get rid of that problem if they attend a . But how can you ensure that your children derive the maximum benefits from the preschool they are attending? Let us find out.

1. Introduce this routine at home

Every evening after your children come back from their preschool, make it a point to ask them about what they did during the day. In fact, this will improve their enthusiasm level because a good preschool may have infused ample doses of fun in their activities. When your children explain to you about those activities, their excitement will multiply manifold. So, they will be eager to attend the school without missing even a day.

Not only that, a good preschool may teach numbers, letters and concepts in a fun-filled environment. By discussing about all these things on a daily basis, you will create an indelible and ever-lasting opinion in the minds of your children that learning is fun. It is a known fact that if children enjoy learning, they will not only learn faster but will remember what they learn at the preschool for ever.

2. Form new groups at home as well

There may be young kids in the homes of your friends or relatives. You can request these friends, relatives or neighbors to send the kids to your home in the evenings so you can form new groups. You can send your children to their homes also. In these groups, children should be asked to share whatever they have learned at their preschools and whatever activities they have been involved in with each other. As parents, you and your friends, relatives and neighbors should encourage the kids to have fun and enjoy during these after-school sessions.

This exercise, if carried out on a daily basis, will bring about a manifold improvement in the people skills of the children. Remember that the aim of putting children in preschools is not only to improve their academics but to improve their behavior management and interpersonal skills as well. This will help them grow into responsible adults who know how to manage people. They are likely to become very good leaders.

When they land jobs in reputed companies, they will be able to interact with their peers, seniors and subordinates more effectively. This will help them climb their career ladder faster.

On the other hand, if they become entrepreneurs, they may be able to succeed more quickly, thanks to their people management and interpersonal skills.

3. Encourage their inquisitiveness

In general, young kids ask a number of questions. Though there are parents who get irritated when their children ask questions, you must try to be different. This means that instead of getting irritated, you must listen to their questions and give appropriate answers. Sometimes, the questions posed by children may be unanswerable or you may not know the answers. In such situations, you should not make wild guesses and give wrong answers. Instead, you can tell the children that you will give the answers later. In the meantime, you can make efforts to find the right explanations and provide your children with them. The point that is emphasized here is that you must encourage the inquisitiveness of your children.

This will help them seek clarity whenever they are taught difficult subjects at their preschools. Of course, kids can learn the lessons taught at the preschool level very easily because teaching happens with the help of a lot of fun and play activities. But if children learn to pose relevant questions, they can learn more effectively.

If you follow the above ideas, you can certainly ensure that your children derive the maximum benefits from seeking a preschool education in singapore . Of course, you can try to come up with several such ideas to increase the efficacy of the preschool education you give to your children.

Five Benefits of Music School Singapore That May Change Your Perspective

Between soccer and scouts, your school schedule is full of fun activities. If you are on the fence to add music lessons to the list, take note of the benefits that accompany your small violin signature or piano lessons. Maybe he will not be the next Beethoven, but he may have time to learn math, practice good manners (including patience!) And become a team player. Read on to find out more about the benefits of music education.

Improves academic skills.

Music and mathematics are closely linked. By understanding rhythm, rhythm, and scales, children learn to divide, create fractions, and recognize patterns. It seems that music connects a child’s brain to help better understand other areas of mathematics, says Lynn Kleiner, founder of Rhapsody music in Redondo Beach, California. As children grow up, they begin to recite songs, calling their memory short-term and possibly to their long-term memory.

Using a mnemonic rule for this device is a method that can be applied to other memory skills, says Mary Larew. Basic physics is also one benefit of musical instruments. For example, pulling strings from a guitar or violin teaches children harmonious and sympathetic vibrations. Even non-string instruments, such as drums and vibrators, give older children the opportunity to explore these scientific principles.

Develops Your Childs Physical abilities.

Some instruments, such as percussion, help children develop coordination and motor skills; They require movement of the hands, arms, and feet. This type of instrument is ideal for high energy children, says Kristen Regester, program director of the Sherwood School of Early Childhood Music at Columbia College in Chicago.

Rope and keyboard instruments, such as violin and piano and also electric guitar lessons require different actions of your right and left hands simultaneously. “It is like banging your head and rubbing your stomach at the same time,” Regester says. The instruments not only contribute to the development of ambidexterity but also encourage children to feel comfortable in naturally uncomfortable positions. Better coordination and better programming can prepare children for other recreational activities, such as dance and sport.

Music School Cultivates social skills.

You can learn the basics of team work by simply being involved in Group classes, as children need to work together to create a crescendo or accelerator. If a child touches his instrument too hard or accelerates too fast, he will have to adjust. Children need to know and understand their parts in a larger whole.

Music Rhapsody offers general music education courses in which teachers divide students into groups and assign each child a task. If a team is responsible for choosing instruments or creating a melody, students work towards a related goal.

It refines discipline and patience.

Learning an instrument teaches children a delayed gratification. The violin, for example, has a steep learning curve. You need to find out how to hold the violin before you can make a single sound, also to learn is how to hold the bow and where to place the feet.

Playing an instrument teaches children to persevere for hours, months and sometimes years of practice before reaching specific goals, such as playing with a band or memorizing a solo piece. “Private lessons and home practice require very focused attention for 10 minutes at a time.

Group classes, in which students learn to play the same instruments in a set, also improve patience, since children have to wait their turn to play individually. Moreover, waiting their turn and listening to their play, children learn to respect their peers to be quiet and remain silent for long periods of time determined and to be attentive.

Which Parties Are Affected By The Insurance

 

Marine cargo insurance is associated to the risk factors in transportation of goods by the sea which is covered by an insurance policy. As insurance has become a major factor to compensate risk for cargo as well as life, new and improved policies are made to help traders cover every aspect of the trade. As there are different parties involved in the policy, each is affected in their own way due to which a well-drafted contract is essential.

 

1)    The insured is the person who purchases the insurance in order to safeguard his cargo and have financial backing when losses are incurred. He is also called the beneficiary as the compensation claim is given to him.

 

2)    The insurance company that promises to compensate the liabilities when losses are incurred by the businessman is called an underwriter. Certain businesses are very complex and may require a more elaborate policy, in such cases more than one underwriter can be appointed to carry out specific work that will be mentioned in the policy. Unexpected accidents like storms, ship sinking, robbery, cyclone, bad weather, and collision are all threats at sea which are covered by the underwriter. Compensation, when pirates capture ships and destroy cargo, is also covered by the underwriter. Damages incurred due to a fire caused by faulty operation of the ship are compensated too. In the case of a sudden war break out, if the cargo or the ship is damaged in any way, the underwriter provides financial payment to cover the losses. The underwriter is also known as the insurer. In a general understanding, the insurance company is given these terms. But in reality, depending on the policy which is taken and the size of the business, other agents and middlemen intervene in the insurance procedures. Such individuals are:

 

  • Insurance Broker – He works on behalf of the insured and fulfills the formalities that the insured is unable to spare time for. He is generally paid on a commission basis. Some also take up the responsibility of collecting the insurance premium from the insured.
  • Loss Adjusters – They work for the underwriter. They conduct surveys to evaluate and negotiate claims. They participate actively in settlement of claims.
  • Surveyors – They engage in carrying out surveys to inspect cargo, transport facilities and the situation surrounding the claim. The insurer is provided a survey report.
  • Loss Assessors and Claim Consultants are requested to help present and negotiate claims.
  • Settling Agents and Managing Agents – the underwriters appoint agents in cities around the world who settle claims when the insurance involves that city.

 

The more global the business, the more middlemen are required to help with the documentation of insurance policies. Though digital documentation is the most accepted form of paper trail, yet the involvement of middlemen for large – scale businesses is the way to go.

 

Why Do You Need Professional Indemnity Insurance?

Professional Indemnity Insurance, also called PII or PI, is a kind of insurance cover that aims to protect professionals from compensation claims made by business clients. If you commit a mistake unintentionally when practicing the profession and it leads to damage to property and life, having a PII in place can protect your business.
Professionals who provide services, or any kind of product to their clients, do so with good intention, but sometimes it may so happen that the client may be dissatisfied or an employee may commit a mistake. In such cases, if the client files a legal proceeding against the business, it’s highly valuable to possess a PII. Different kinds of business have different requirements. For instance, a consumer product manufacturer will require a different type of protection when compared to a construction company. PII policies can be customized to meet the specific business needs, so it’s not difficult to find a policy that suits your specific requirements. Taking into consideration that your business is protected and you can also get a customized policy to meet your business requirements, it’s important that you consider buying a PII for your business.

A PII policy will cover all kinds of legal expenses that your business may incur and also the payouts to be made when there’s a legal proceeding filed by a client. The other benefit is that it will pay for settling a potential court case or claim out of court. This is highly advantageous since it is better that the reputation of your business isn’t at stake because of going to the court.

Next, PII will not only cover your business, but also your employees for negligence. This includes civil liability (contract breach or payments not made), duty breach, and infringement (damage or loss of your client’s data and records or any intellectual property infringement). In all of these cases, your client could sue you and this could result in vast financial expenditures and reputation loss.

If it’s unavoidable to go to court and your employee or business is wrongly accused, PII policy may let you hire professional defense lawyers to ensure that you win the lawsuit. This way, you will be safeguarded from legal liability. Many business owners feel that professional indemnity insurance is a costly affair, but it’s negligible when compared to the compensation claims that you could end up paying out. So, it’s high time you consider availing one for your business.

Employee benefits in Singapore

The main crux of running a business is being flooded with new ideas constantly. However, in order to give shape to these ideas, one needs people. There has to be human resources who take up the task of executing the ideas that the business leaders come up with.

Ask any business leader, and they would surely say that one of the biggest challenges of running a business is finding the right kind of staff. Even if you happen to find a set of talented and responsible staff, it would be a mammoth task to retain them in your company. Thus indeed people are the most important factor in a business.

The secret of a successful business is the meeting of the right ideas with the right kind of people.  For example, if you have the right kind of team and a good idea, then your business can surely make a million. However, paying a high salary is not enough to retain good and talented people in a company. There are many factors that one has to look into.

One of the major factors being making the workplace pleasant so that employees feel like coming to work in the very first place. Secondly, in big corporates, resolving internal politics amongst team members is also another task. However, there are certain employee benefits that every company has to give.

Employee Benefits:

Singapore is a place that has many big corporates functioning on its soil. These corporates provide many benefits to their employees. One such employee benefit is commercial insurance in Singapore. This commercial insurance in Singapore gives a lot of facilities to the employee. One such benefit is the mediclaim facility that the company provides for the employee and his or her dependents by tying up with an external insurance agency. The premium for such insurance policies are paid by the company. No money is charged from the employee.

Another example of such commercial insurance is workmen compensation that these agencies provide on behalf of the company for any accident that the employee might meet with while on duty. There is also another kind of commercial insurance called the group insurance that ensures the employee’s family receives a certain amount of money if the person dies while on duty.

These are the various types of commercial insurances in Singapore and elsewhere that often facilitate the employee retention policy of a company.

All There is to Know on the Workmen’s Compensation Act 

The original enactment of Workmen’s Compensation Act was passed in 1975 and revised in 2009. This act, also known as the Work Injury Compensation Act (WICA), falls under the category of commercial insurance Singapore.

What is Work Injury Compensation Act?

WICA or Work Injury Compensation Act is the government law that enables employees to make claims for the injuries suffered as a direct result of their line of work, circumventing the procedure of handling the issue through the common law by filing a civil law suit. This procedure simplifies the process of availing compensation and enables quicker settlement for the damages incurred.

Who is covered under WICA?

This act remains valid for all employees of a certain establishment regardless of their salary. The employee can either be under a contract of apprenticeship or service. Contract of Service is the agreement between the employer and the employee in which both parties agree to take on their respective roles as administrator and worker and the latter agrees to professionally serve the former to the best of their capacity. This agreement need not necessarily be written down; a verbal exchange will also suffice. An appointment letter seals this agreement. In order to negate future complications between the two parties, a written document in most cases is attested by both.

However, WICA does not cover:

  1. Domestic workers
  2. Self-employed or independent contractors
  3. Those who are uniformed like the Singapore Police Force, Singapore Arms Force, Central Narcotics Bureau, Civil Defense Force and Singapore Prison Service.

What can be claimed?

There are three types of claims that can be made:

  1. Medical expenses: The employee is bound to pay for all the work related accidents to a maximum limit of $36,000 or for a year from the date of accident, whichever comes first. Bills that can be claimed are ward charges, consultation fees, report fees, medicine cost, etc. Cost of physiotherapy can also be claimed provided the treatment is recommended by the doctor.
  2. Medical leave wages: Payment is made only on doctor’s recommendation for only working days.
  3. Lump sum compensation: The family of the injured can claim for a lump sum amount in the case of a serious accident that incapacitates the employee or death.

How to make the claims?

Typically, claims need to be made within a year of injury. To know about the specific procedure for employer and employee claims, consult with a specialist at Allegiance.